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Personal Lines Underwriter (E&S) – Houston, TX

Remote/Hybrid

Texas, USA

Join our Super-Regional, Tampa Based Carrier Client who is expanding into Texas and searching for a Personal Lines Underwriter! 



What You’ll Do:

  • Review and evaluate homeowners insurance applications to determine eligibility, pricing, and risk.

  • Analyze underwriting information such as loss histories, inspections, endorsements, and renewals.

  • Communicate with agents, policyholders, and internal teams to ensure smooth processing and excellent service.

  • Build and maintain strong agency relationships to support growth and retention.

  • Handle higher‑value or complex risks within authority guidelines.

  • Maintain compliance with company policies and state/federal regulations.

  • Participate in team initiatives and collaborate across Underwriting, Claims, Product, Sales, and Operations.



What We’re Looking For:

  • Associate’s or Bachelor’s degree preferred.

  • Licenses 2‑20, 20‑44PL, or 4‑40 preferred.

  • 3+ years property & casualty experience and 1+ year underwriting experience.

  • Strong understanding of P&C underwriting, regulations, and risk evaluation.

  • Proficiency with Microsoft Office and research tools.

  • Excellent communication and customer service abilities.

  • Relationship‑builder with agents and internal partners.

  • Detail‑oriented, organized, proactive, and adaptable.

  • Team‑oriented with strong problem‑solving skills.

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