Personal Lines Exception Underwriter
Remote
United States
Join our expanding P&C Insurance Carrier client whom is seeking Personal Lines Exception Underwriter!
What You’ll Do:
Evaluate new business submissions for eligibility, proper classification, and rating, including determining consent-to-rate requirements.
Communicate with agency partners to resolve missing information, underwriting questions, and rating concerns.
Order and review underwriting reports to support accurate risk assessment.
Review renewal policies—especially high-value or consent-to-rate risks—for accuracy and required follow-up actions.
Assess property inspections for new and renewal business, identifying risks and recommending appropriate actions.
Handle policy change requests, ensuring underwriting integrity and timely processing.
Respond to inquiries from agents and insureds, providing guidance on billing and basic coverage questions.
Review reinstatement requests and assist with premium-related exceptions or relief considerations.
Support underwriting assistants by providing guidance, problem-solving, and workflow assistance as needed.
Maintain strong service standards while balancing underwriting quality and efficiency.
What We’re Looking For:
2+ years of experience in Property & Casualty insurance (Personal Lines preferred).
Active Florida 2-20 or 20-44 license required.
Solid understanding of underwriting principles, risk evaluation, and policy processing.
Strong communication skills, with the ability to work effectively with agents and internal teams.
Detail-oriented with the ability to review complex information and make sound decisions.
Ability to manage multiple priorities in a fast-paced environment.
Proficiency in handling policy changes, renewals, and underwriting documentation.
Problem-solving mindset with strong judgment in standardized underwriting scenarios.
Comfortable with basic math concepts including rates, ratios, and percentages.
Bachelor’s degree or insurance designation (preferred but not required).